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NEW QUESTION: 1
The MOST effective approach to prioritize risk scenarios is by:
A. aligning with industry best practices.
B. evaluating the cost of risk response.
C. soliciting input from risk management experts.
D. assessing impact to the strategic plan.
Answer: D
NEW QUESTION: 2
Compliance issues related to payday lending are all of the following EXCEPT:
A. The bank (or its third-party partner) must properly disclose all finance charges and fees to payday lending customers. Advertisements of the program are also subject to Truth-in-Lending requirements
B. The bank may be subject to the FOC's unfair or deceptive practices rules.
C. Adverse action disclosures must be provided to applicants of payday loans that are denied if a consumer report (including check tracking services) was used in the credit decision
D. Payday lending may adversely affect a bank's CRA rating. Any illegal or questionable practices will negatively affect a bank's CRA performance. A payday lending program may be inconsistent with helping to meet the community's credit needs
Answer: B
NEW QUESTION: 3
Which of the following attack types BEST describes a client-side attack that is used to manipulate an HTML iframe with JavaScript code via a web browser?
A. Buffer overflow
B. MITM
C. SQLi
D. XSS
Answer: D
NEW QUESTION: 4
Which of the following option positions is indicative of the same class of option?
A. long one XYZ October 20 call and one XYZ January 30 call
B. long one XYZ July 70 put and one XYZ July 70 call
C. short one XYZ June 40 call and one ABC June 20 call
D. short one XYZ February 60 put and one ABC February 60 put
Answer: A
Explanation:
Explanation/Reference:
Explanation: long one XYZ October 20 call and one XYZ January 30 call. Options in the same class are either both puts or both calls on the same security.
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