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NEW QUESTION: 1
Jack and Jill are a newly married couple in their mid-20s. They are determined to retire by the time they
are 50 and have arranged a meeting with a representative of Professional Investment Advisers to
structure a financial plan that will allow them to achieve this goal.
The representative, Mr. Hill, advises them to invest at least 60% of their money in bond funds to minimize
the risk of loss on the way to their goal. Mr. Hill has
A. has committed fraud in promoting their delusion that they can possibly expect to retire by the time they
turn 50, regardless of their investment strategy.
B. made an unsuitable recommendation for these clients and is subject to license suspension or
revocation.
C. committed fraud in indicating that bonds are less risky than stocks.
D. advised Jack and Jill well with a conservative allocation of their money to preserve principal.
Answer: B
Explanation:
Mr. Hill has made an unsuitable recommendation in recommending a 60% investment in
bonds to clients in their mid-20s with an investment goal of early retirement, and his license can be
suspended or revoked because of this. Bonds do not generate the returns that stocks do, and Jack and
Jill are unlikely to be able to retire by the time they are 50 with such a high percentage invested in bonds.
Given their investment time horizon, they can invest in growth and aggressive growth stocks, which offer
significantly higher returns and will advance them toward their goal, since they can ride the waves of the
up and down markets. This, of course, assumes that they are risk-tolerant enough to do so. There has
been no fraud since a couple in their mid-20s can retire by the time they turn 50 if they have reasonably
well-paying jobs, are frugal, and invest wisely.
NEW QUESTION: 2
Which is a standard procedure to perform during all computer forensics investigations?
A. with the hard drive removed from the suspect PC, check the date and time in the systems CMOS
B. with the hard drive in the suspect PC, check the date and time in the File Allocation Table
C. with the hard drive removed from the suspect PC, check the date an d time in the systems RAM
D. with the hard drive in the suspect PC, check the date and time in the systems CMOS
Answer: A
NEW QUESTION: 3
Which option allows you to experience a DSL Internet connection while testing a Flash movie?
A. Simulate Download
B. List Variables
C. Connection Speed
D. Simulate Connection
Answer: A
NEW QUESTION: 4
For budget purposes, the accounting department has asked an administrator to provide a disaster recovery solution that will comply with the following requirements:
- Systems have to be operational within two days
- No disaster will be declared if the primary site is fully operational within 24 hours Which of the following is the BEST solution the administrator can propose to the accounting department?
A. Cold site
B. Warm site
C. Mirrored site
D. Hot site
Answer: B
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